Massachusetts PFML Private Option
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Get a PFML quote from a Private Insurance Carrier!!

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The rates below are only guaranteed through the end of 2021. In the fall the Commonwealth has the ability to announce a rate increase for 2021. In our opinion based on the 4,000 companies that have already opted for a private insurance option and the pent-up claims that have been waiting the past 15 months, we can a large increase for next year.

For now, below are the rates from the Commonwealth of Massachusetts for PFML coverage for Employers with 25 or more employees and under 25 employees for 2021. Is this a fair rate for your group? There are private insurance carriers that want this business and we have saved many group alot of money with rates as low as .49% guaranteed for two years.

Why not see what we can do for you? More importantly, there is alot more to benefits then rates; for example claims processing and billing.

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PAID FAMILY MEDICAL LEAVE RATES THROUGH THE COMMONWEALTH OF MASSACHUSETTS

Effective for 2021 the rate the Commonwealth of Massachusetts will charge you is .75% of your payroll with 25 or more employees.    

Please note, this is very important, the rate can be readjusted January of 2021.   If claims are bad this year, you can expect an increase in 2022.

Employers with 25 or more employees:

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Employer Under 25 Employees

If you have less then 25 employees, the rates drops to .378% of pay since the employer under 25 are not being charged.   These rates are very low since the employer is not required to make a contribution. We recommend that groups under 25 should stay with the Commonwealth of Massachusetts.

Who knows maybe next year this will change and employers will be required to pay? We will see